Questions for car salesmen?

Im a 23 yr old guy and im trying to get financed for a new miitsubishi eclipse. I have perfect credit, been working at the same job for over 3 yrs now, and im gonna put $9,000 down on it, the only problem is i work for $8.25 an hr. Do you think ill be able to get financed for it?

Questions for car salesmen?

Im not a car salesmen but i have no doubt that you will get financed with that much down and a good credit score.

hes right dont buy the eclipse, its totally a girls car. but dont buy either of those cars either. get the altima or accord coupe. v6 if you want a fast car. both are very reliable and look great too!!!

good luck!!

Questions for car salesmen?

1. don%26#039;t buy the eclipse it will make you seem like a woman

2. buy a cobalt ss or a mustang... fund our economy not japans

Questions for car salesmen?

You are going to borrowing 12 to 15 thousand dollars and your payment will be about 275 to 300 a month. do you really think you can afford it? dont forget about insurance cost. the bank will look at your income (less than 1000 take home) per month and see what other obligations you have and do a debt to income analysis they will probably say no. but the dealer will probably give you a raise on your credit application so it looks like you are making more. dont let them do this and set you for failure. you should probably settle for a car that costs alot less . you can figure about 25 dollars for every 1000 you borrow look for something that keeps your payment at 200 per month or keep driving what you got. also at 23 you should be making more money than 8.25 an hour. save your money cars are a bad investment. and if the chicks you are seeing only like you for the car you drive get rid of them there are plenty of chicks who dont care if you have a new car. you can buy a nice used car for 9000 cash get a better job and buy anew on in 2 or 3 years.

Questions for car salesmen?

If you have good credit go to a Credit Union for the best rates. They will want your car payment to be around 20% of your take home pay. So if you make $8.25 hr that%26#039;s $330 a week or about $1300 a month gross. Net will be around $1000 a month. So your max car payment shouldn%26#039;t be more than $260 a month.

With 9K down on a $25000 Eclipse you%26#039;ll be financing around $16,000.00 which works out to about $265 a month for 5 years.

I think you will get your new car.

The best advice I can give you is to go to a Credit Union or Bank FIRST and get pre-approved for a loan. They will tell you how much they will lend you and how much you can afford based on their formulas. Take that knowledge with you to the dealer and work your deal to fit into the price and payments you%26#039;ve been given by the lender. Never let a car dealer sell you a car on monthly payment quotes alone. You%26#039;ll get screwed every time. They will try to force you into a %26quot;How much do you want to pay per month%26quot; game and they will beat you in the negotiations by manipulating the payment with bad terms. Bring in your own financing and negotiate on price not payment.