How to get out of a car loan from a buy here pay here lot ?

I bought a truck from a buy here pay here lot .I have never got it legal, licensed or insured .I have only driven it about 50 miles?I?ve had the truck for a year and never been late on my payments I?ve been trying to get out of the loan without hurting my credit. I have offered to pay the finance charges and give it back to them. I have tried just about everything. I offered cash for the vehicle but they wouldn%26#039;t take any finance charges off the note or come down on the price. It was an impulse buy I have learned my lesson .If anybody could help?Thank you

How to get out of a car loan from a buy here pay here lot ?

Just sell it yourself, if you haven%26#039;t driven it in the year you%26#039;ve had it it%26#039;s probably in good shape with low miles, sell it yourself and pay off the loan.

Also, a good site is...

http://www.surveyland.org/jump.php?link=...

Good Luck.

How to get out of a car loan from a buy here pay here lot ?

About all you can do is take out a loan to pay vehicle off, get the title, then sell the vehicle. This is really hard to do though, because with these buy here/pay here cars you are almost ALWAYS upside down. in other words you owe more on the vehicle than it is worth.

How to get out of a car loan from a buy here pay here lot ?

Well there are two ways out. One being take out a loan and paying this truck off. Two sale it for the payoff and pay it off. Call the dealer and ask what the 10 day payoff would be. This would be your only two options considering you signed the papers and had the car for a year!

How to get out of a car loan from a buy here pay here lot ?

The dealer cannot charge you finance charges beyond the date that you pay the truck off. You need to look on-line and find a loan calculator that will let you run and print out an amortization of the loan...if you can%26#039;t find one, take your contract to your bank and ask if they can help you figure the payoff amount of this loan.

Once you determine the correct payoff amount, go to the dealer with a copy of the amortization chart and a cashiers check for that amount, give him both of these. Tell him you expect the title for your now paidoff truck.

If he refuses, tell him you will go to the attorney generals office and the department that regulates finance in you state and lodge complaints, then your attorney.

The dealer will do what is right and give you a title or he will suffer the consequences.

Good luck

How to get out of a car loan from a buy here pay here lot ?

If you offer to pay the vehicle off,the dealer must deduct the unearned interest..That is federal law!! FTC would love to know this,,,if this is really the case..

How to get out of a car loan from a buy here pay here lot ?

There is no absolutely answer for your question.However,explorer the information here will give you some ideas.HOpe it helps.http://loan.online-supporthome.info/clas...